How did you learn about us?:


About You:

I am*: Select One Please Seeking to Build or Renovate a Home for myself Seeking to Build or Renovate a Home for a Client (I am a builder) Seeking Financing Help for a Client (I am a Realtor) Seeking Financing Help for a Client (I am a Mortgage Professional)

Full FIRST Name*: LAST Name*:

Spouse Full FIRST Name (If Joint Application): LAST Name:

Home Address Street*:

City*: State*: ZIP*:

Person to contact is*:

DAYTIME phone number for contact person above*:
(NOTE: You MUST provide a phone number that we can reach you during business hours: 9am and 5pm EST)

E-mail address*:

Home phone number:

Do You Currently Rent or Own*: Select One Own Rent Live Rent Free

If you own, amount of equity currently in home?


About Your Project

My Project*: Select One New Construction On Land I Own New Construction On Land I Want To Buy Rehab an Existing Home I Own Buy and Renovate A Home Lot Loan Only

Type Of Construction*: Select One Stick Built Framing Modular Log Home Panelized Home Structural Insulated Panel (SIP) Insulated Concrete Form (ICF) Land Only

Location Of Building Site: City*: State*: Zip*:

This Home Will Be*: Select One My Primary Residence A Second or Vacation Home An Investment Property to Sell or Rent (100% Financing NOT Available on Investment Properties Lot Only

(Note: not all financing plans are available for all residence types)
(100% financing NOT available on INVESTMENT properties)

Do You Own The Land?*: Select One Yes No
If so, when did you acquire it?: (mm/dd/yy)

If Land is already owned, did you purchase it, or was it a gift?: Select One Purchased Gifted to me

Amount paid for land: Amount Owed on Land now: Current Value:

If you do not own land yet, are you ready to make an offer? Select One Yes No


If so, Purchase Price:

Size to the land to the nearest acre:

Do you have a house plan?*: Select One Yes No

Square Footage of living area + any bonus area?

# of floors:       # Bedrooms        #Bathrooms    Foundation Type: Select One Basement Crawlspace Slab Other

Have you applied for Building Permits? Select One Yes No
  If yes, Date Applied:   (mm/dd/yy) Issue Date: (mm/dd/yy)

I plan to*:   Select One Owner Builder, but do none of the actual work myslef Owner Builder - Do Just the Finishing Touches (like painting) myself Owner Builder - Do 25% to 50% of the work myself Owner Builder - Do 50% - 75% of the work myself Owner Builder - Do 100% of the work myself Hire A Builder and Just Move In Lot Loan Only

Estimated Cost of All Construction (not including land cost)*:      

Estimated finished value of the home you wish to build*:     
(Note: be sure you understand the potential finished value of the home you wish to build)
(there must be comprable homes in the area to establish a proper appraised value)

About Your Financing Request:

Down Payment:   I would like to*:   Select One Put 5% or more Cash as a down payment Use Equity from my current home as a down paymemt by obtaining a HELOC Sell My Home Prior to applying and using the equity as a down paymemt (selling your home is NOT required with our program) Use Equity from the land I own as a down payment Borrow 100% of Land + Construction

*Please remember that not all financing programs are available for every project. We will work with you to determine the best program for your situation and qualifications.

Annual Household Income:* $ PRIMARY Gross income, before taxes.
                                      $ SPOUSE or SECOND INCOME. Gross income, before taxes
                                      $ Other income (child support, alimony, retirement, etc..)

PRIMARY:  My income is*: Select One Fully Documented W-2 salary as an employee of someone else's company W-2 salary as an employee of my own company Primarily Commissions/Bonues/1099 Self Employed 2yrs+, But Not able to Fully Document Self Employed 2yrs+, Able to Fully Document Self Employed less than 2 years

SPOUSE:   My income is*: Select One Fully Documented W-2 salary as an employee of someone else's company W-2 salary as an employee of my own company Primarily Commissions/Bonues/1099 Self Employed 2yrs+, But Not able to Fully Document Self Employed 2yrs+, Able to Fully Document Self Employed less than 2 years

Household Monthly Bills: 
Car Payments per month*: $      
Total minimums on Credit Cards*: $
                           
Rent or Mtg. total*: $    
Othermonthly Notes/loans*: $   Do Not Include Home Equity Loans here.  
Alimony/Child Support Paid Monthly*: $
Do any of car payments or installment debts have less than 1yr to pay*? Select One N/A -I have No Installment Loans Yes No
      

Savings:  Amount in checking and savings accounts (Liquid):  *   $ Select One $0 to $3,000 $3,000 to $5,000 $5,000 to $10,000 $10,000 to $25,000 $25,000 to $50,000 $50,000+

              401K/other retirement accounts (Non-Liquid):     *       $ Select One $0 to $3,000 $3,000 to $5,000 $5,000 to $10,000 $10,000 to $25,000 $25,000 to $50,000 $50,000+

              Stocks/Bonds/Mutual Funds (Liquid):            *            $ Select One $0 to $3,000 $3,000 to $5,000 $5,000 to $10,000 $10,000 to $25,000 $25,000 to $50,000 $50,000+

Credit: What is your credit rating:  *  PRIMARY Select One Excellent, 720 FICO+ 680 to 720 FICO 620 to 680 FICO 580 to 620 FICO 500 to 580 FICO Less than 500 FICO


                                                     SPOUSE Select One Excellent, 720 FICO+ 680 to 720 FICO 620 to 680 FICO 580 to 620 FICO 500 to 580 FICO Less than 500 FICO

Note: We offer programs for various credit scores, but not all scores will qualify for all programs. Middle FICO Scores below 620 will require a down payment of some amount in all cases, depending on scores and other factors. Land equity can be used towards this down payment.

Have you had a bankruptcy? * Select One No Yes, Discharged OVER 25 months ago Yes, Discharged Less Than 24 months ago
   Bankruptcy Type: Select One None Chapter 7 Chapter 13 Chapter 11

Have you had a foreclosure? * Select One No Yes, OVER 37 months ago Yes, Less Than 36 months ago

Have you had ANY other credit issue in the last 3 years?

Comments/Questions: